Identity Verification. Embedded & Compliant.
Digital KYC for individuals and KYB for businesses - PAN, Aadhaar, GST, MCA, UBO verification. Embeddable via API or white-label UI.
Key Features
Individual KYC (eKYC)
PAN verification with name match (NSDL), Aadhaar eKYC via OTP or biometric (UIDAI), DigiLocker document pull (license, passport, voter ID), video KYC with liveness detection for high-value accounts. All RBI Master Direction 2016-compliant.
Business KYB (Know Your Business)
GST verification (active/inactive status, filing history), MCA/ROC company lookup (incorporation details, authorized capital), director DIN verification, UBO identification (25%+ beneficial owners), bank account verification via penny-drop + return name match.
Embeddable UI Components
Pre-built, white-label onboarding screens. Drop into your React/HTML app with 3 lines of code. Branded with your colors, logo, and copy. Mobile-responsive with camera access for document capture. Hosted or self-hosted.
Risk Scoring Engine
Auto-score customers (0-100) based on: verification results, PEP/sanctions screening (UN, OFAC, EU lists), adverse media checks, behavioral signals (device fingerprint, velocity), and configurable risk thresholds per customer segment.
Ongoing Monitoring (Perpetual KYC)
Periodic re-verification triggers based on risk score. Real-time sanctions list updates (daily). PEP status change alerts. Adverse media monitoring. Document expiry tracking. Never let compliance slip post-onboarding.
Document Vault (DPDP-Compliant)
Encrypted storage of all KYC documents with AES-256. Configurable retention policies per document type. Auto-purge after configured periods. Instant retrieval for auditors. Consent-tracked access logs.
Bulk Verification API
Verify thousands of customers in batch via CSV upload or API. Perfect for migrating existing customer base to SpacePe. Progress tracking, error handling, and retry logic built in.
CKYC Integration
Central KYC Registry lookup and upload. If customer already has CKYC record, pull verified data instantly. Avoid duplicate KYC across financial institutions. Reduce onboarding time by 60%.
Verification Analytics
Dashboard showing: verification success rates, average time to complete, drop-off points in onboarding flow, rejection reasons, risk score distribution, and compliance audit reports.
API-First with Webhooks
POST /v1/kyc/verify for individual checks. POST /v1/kyb/verify for business checks. Webhooks fire on: verification_complete, risk_score_updated, document_expiring, sanctions_match_found.
[ Integrated with India's Leading Banks ]
★ Deep Integration Partners - Direct API connectivity
How It Works
Customer starts onboarding
PAN/Aadhaar verified in <30s
DigiLocker docs pulled
CKYC registry checked
Risk score calculated (0-100)
PEP/sanctions screening
KYB checks for businesses
Approval/rejection in <2 min
Documents stored in vault
Ongoing monitoring begins