[🌾 AgriTech]

Financial Operations for Agriculture & AgriTech.

Farmer payments, mandi settlement, input credit disbursement, crop insurance premium collection, FPO management, and rural banking integration for agri-value chains.

Instant
Farmer payouts
FPO
Management
Subsidy
Tracking
Mandi
Settlement
✗ The Problem

What you're dealing with today

✗Farmer payments delayed 15-30 days due to manual bank portal processing and document verification
✗Mandi settlement involves cash, cheques, and delayed NEFT - no real-time visibility for traders
✗Input credit (seeds, fertilizer, equipment) disbursement tracked in paper ledgers
✗Crop insurance premium collection from lakhs of farmers through multiple channels with no reconciliation
✗FPO accounting done in notebooks - no digital trail for government audit or bank lending
✗Rural areas have limited internet - systems need offline-capable or SMS-based confirmation
✓ SpacePe Solution

How SpacePe fixes it

✓Instant farmer payouts via IMPS to Jan Dhan or any bank account - Aadhaar-linked verification for unbanked farmers
✓Real-time mandi settlement with auto-reconciliation per lot, grade, and trader
✓Digital input credit ledger with disbursement tracking per farmer, per season, per crop
✓Unified crop insurance premium collection via UPI, bank transfer, and agent-assisted modes - auto-reconciled to policy
✓FPO financial management with member ledgers, dividend tracking, and bank-ready financial statements
✓SMS-based payment confirmation and low-bandwidth dashboard for field agents
[Features]

Purpose-built for AgriTech

Not generic finance software. Every feature built around how your industry actually operates.

👨‍🌾

Farmer Payment Engine

Instant payouts to any bank account via IMPS. Aadhaar-linked verification for identity. Bulk disbursement to 10,000+ farmers in one batch via Yes Bank, IDFC First.

🏪

Mandi Settlement System

Real-time settlement per lot with grade-based pricing. Auto-reconciliation across buyers, sellers, and commission agents. Digital receipts replacing paper arthiyas.

🌱

Input Credit Management

Track seed, fertilizer, equipment credit per farmer per season. Auto-recovery from crop sale proceeds. Integration with subsidy disbursement channels.

🛡️

Crop Insurance Collections

Collect PMFBY and private crop insurance premiums via UPI mandates, bank transfer, and agent collection. Auto-reconcile to policy and plot numbers.

🏛️

FPO Financial Suite

Member-level accounting, procurement pooling, sales aggregation, dividend calculation, and bank-ready financial statements for FPO lending applications.

📋

Subsidy & DBT Tracking

Track government subsidy disbursements (PM-KISAN, DBT) per beneficiary. Reconcile with bank account credits. Flag failed transfers for re-processing.

[How It Works]

Step-by-step workflow

1
Onboard farmers with Aadhaar e-KYC
2
Process mandi transactions with real-time settlement
3
Disburse input credit against crop plan
4
Collect insurance premiums via multiple channels
5
Track subsidy and DBT credits per farmer
6
Generate FPO financial reports for banks and auditors
"

Farmer payments that took 3 weeks now reach their Jan Dhan accounts in under 60 seconds. We process 8,000+ payouts daily.

- CEO, AgriTech Platform

[Platform Modules]

Everything activated for this industry

Disbursements
Collections
KYC
Reconciliation
Analytics
Ledger
Treasury
Compliance

[ Integrated with India's Leading Banks ]

Yes Bank ★
IDFC First Bank ★
RBL Bank ★
SBI
ICICI Bank
Bank of Baroda
PNB
HDFC Bank
Bandhan Bank
AU Small Finance Bank

★ Deep Integration Partners - Direct API connectivity

Get an industry demo for AgriTech

We'll show you exactly how SpacePe works for your specific use case.

Book Industry Demo →