[🛍️ FMCG]

Trade Finance for FMCG & Consumer Brands.

Distributor credit management, trade scheme accounting, retailer payment programs, secondary sales reconciliation, van sales settlement, and debit note management for consumer goods companies.

Distributor
Credit tracking
Trade schemes
Automated
Secondary sales
Reconciliation
Van sales
Settlement
✗ The Problem

What you're dealing with today

✗Trade schemes - discounts, cashbacks, free goods - calculated manually per distributor per scheme period
✗Distributor credit limits monitored in spreadsheets - breached regularly without real-time alerts
✗Secondary sales data from distributors arrives late and in inconsistent formats
✗Van sales cash collection reconciled at month-end - leakage and discrepancies common
✗Debit notes from distributors for expired goods, short supplies, and price differences settled informally
✗Retailer payment programs and early payment incentives tracked outside the main system
✓ SpacePe Solution

How SpacePe fixes it

✓Trade scheme engine - configurable per distributor, per SKU, per channel - auto-calculate and auto-credit scheme amounts
✓Real-time distributor outstanding and credit limit dashboard with alert on 80%/100% breach
✓Secondary sales data standardization and reconciliation against primary dispatches
✓Van sales mobile app with daily cash settlement and supervisor reconciliation
✓Digital debit note management - create, review, approve, and credit with full audit trail
✓Retailer early payment scheme automation with discount calculation and payment processing
[Features]

Purpose-built for FMCG

Not generic finance software. Every feature built around how your industry actually operates.

🎯

Trade Scheme Engine

Configure complex trade schemes - slabs, conditions, free goods, cashbacks - per distributor, per SKU, per region, per season. Auto-calculate and credit at period end.

💳

Distributor Credit Management

Real-time outstanding balance per distributor against credit limit. Alert at 80% and block at 100%. Override workflow with regional manager approval.

🔄

Secondary Sales Reconciliation

Parse distributor secondary sales data in any format. Match to primary dispatches. Flag stock discrepancies. Calculate scheme eligibility on secondary offtake.

🚐

Van Sales Settlement

Field team cash collection app with daily settlement. Supervisor reconciliation. Route-wise sales and collection analytics. Returns and damage recording.

📋

Debit Note Management

Structured debit note workflow - distributor raises claim, field team verifies, accounts approves, credit note issued. Full audit trail per claim.

🏪

Retailer Payment Programs

Early payment discount programs for key accounts. Digital invoice presentment. Auto-discount on early payment. Retailer-wise analytics on program participation.

[How It Works]

Step-by-step workflow

1
Configure trade scheme parameters for the period
2
Process primary dispatches with credit limit check
3
Collect secondary sales data from distributor network
4
Calculate and credit trade scheme amounts
5
Process debit note claims with verification
6
Generate distributor outstanding and scheme liability reports
"

Scheme leakage dropped from 4.2% to 0.3% because every claim is now verified against primary dispatch data before credit is issued.

- National Sales Finance Manager, FMCG Brand

[Platform Modules]

Everything activated for this industry

Trade Finance
Credit Management
Schemes
Reconciliation
Van Sales
Analytics
Vendors
Treasury

[ Integrated with India's Leading Banks ]

Yes Bank ★
IDFC First Bank ★
RBL Bank ★
SBI
ICICI Bank
Bank of Baroda
PNB
HDFC Bank
Bandhan Bank
AU Small Finance Bank

★ Deep Integration Partners - Direct API connectivity

Get an industry demo for FMCG

We'll show you exactly how SpacePe works for your specific use case.

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