[🏘️ Cooperative Societies]

Financial Management for Cooperative Societies.

Member billing, maintenance collection, sinking fund management, interest calculation on deposits, election accounting, RCS/RoCS compliance, and multi-society federation management.

Auto
Member billing
Sinking Fund
Management
RCS
Compliant
Interest
Auto-calculated
✗ The Problem

What you're dealing with today

✗Monthly maintenance bills generated manually in Excel for 200-500 members with constant errors in arrears calculation
✗Sinking fund, repair fund, and parking fund balances tracked in separate notebooks with no consolidated view
✗Interest calculation on member deposits and delayed payments done manually - always disputed in AGM
✗Society election accounting - nomination fees, voting records, expense tracking - has zero digital trail
✗RCS/RoCS compliance returns filed by hand with chartered accountant pulling data from 10 registers
✗Federation of multiple societies has no consolidated financial dashboard - each society is a silo
✓ SpacePe Solution

How SpacePe fixes it

✓Automated monthly billing with arrears carry-forward, late fees, interest on delays, and member-wise ledger
✓Unified fund management dashboard - sinking, repair, parking, welfare, and reserve funds with utilization tracking
✓Auto interest calculation on deposits (FDs with society) and delayed payments with configurable rates per bye-law
✓Digital election accounting - nomination tracking, expense ledger, result recording with full audit trail
✓Pre-built RCS/RoCS annual return templates populated from live transaction data - one-click filing
✓Federation dashboard with society-wise financial summary, inter-society transfers, and consolidated reporting
[Features]

Purpose-built for Cooperative Societies

Not generic finance software. Every feature built around how your industry actually operates.

🏠

Member Billing Engine

Auto-generate monthly maintenance bills with component-wise breakup - maintenance, water, sinking fund, parking, non-occupancy. Carry forward arrears with interest.

💰

Fund Management

Track sinking fund, repair fund, parking fund, welfare fund, and reserve fund separately. Utilization tracking against AGM-approved budgets. Corpus investment monitoring.

📊

Deposit & Interest Engine

Member FDs with society, share capital tracking, and interest calculation. Delayed payment interest per bye-law rates. Auto credit/debit to member ledger.

💳

Collection Channels

Collect maintenance via UPI mandate, payment link, NEFT, or cash (with digital receipt). Auto-reconcile to member account. Defaulter list generation.

⚖️

RCS/RoCS Compliance

Annual return data auto-populated from transactions. I-statement, J-statement, audit report templates. Managing committee resolution tracking.

🗳️

AGM & Election Module

AGM agenda preparation, resolution tracking, election expense accounting, nomination management, and voting record - complete digital trail.

[How It Works]

Step-by-step workflow

1
Configure society bye-laws and billing components
2
Auto-generate monthly maintenance bills
3
Collect via UPI mandates and payment links
4
Track fund utilization against AGM budgets
5
Calculate interest on deposits and arrears
6
Generate RCS annual return reports
7
Prepare AGM financial statements
"

Maintenance collection jumped from 72% to 94% after we enabled UPI auto-pay mandates. AGM disputes about interest calculation dropped to zero.

- Honorary Secretary, Housing Society (380 members)

[Platform Modules]

Everything activated for this industry

Billing
Collections
Ledger
Compliance
Analytics
Treasury
Documents
Approvals

[ Integrated with India's Leading Banks ]

Yes Bank ★
IDFC First Bank ★
RBL Bank ★
SBI
ICICI Bank
Bank of Baroda
PNB
HDFC Bank
Bandhan Bank
AU Small Finance Bank

★ Deep Integration Partners - Direct API connectivity

Get an industry demo for Cooperative Societies

We'll show you exactly how SpacePe works for your specific use case.

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