Branded Wallets. Coming Soon.
Issue branded digital wallets for your customers - closed-loop, semi-closed, or open wallets. Store funds, make payments, earn rewards. RBI PPI-compliant.
Key Features
Closed-Loop Wallets
Platform-specific wallets for in-app purchases only. No KYC required for balances up to ₹10,000. Perfect for marketplaces, food delivery, gaming, and rewards. Fastest to launch.
Semi-Closed Wallets
Pay at any merchant accepting your wallet network. Requires minimum KYC. Balance up to ₹2L. Inter-operability with UPI. Ideal for employee benefits and corporate gifting.
Open Wallets (Bank-Backed)
Full banking wallet via partner bank (Yes Bank/IDFC First). Cash withdrawal at ATMs. Full KYC required. Up to ₹2L balance. Complete financial services suite.
Wallet-to-Wallet Transfers
Instant transfers between wallets on your platform. Zero settlement delay, zero fees. Perfect for P2P within marketplace ecosystems, gig worker payments, and social commerce.
Wallet-to-Bank Cashout
Customers withdraw wallet balance to any bank account via IMPS/UPI. Instant (within 30s) or scheduled cashouts. Configurable min/max limits and daily caps.
Rewards & Loyalty Engine
Issue reward points, cashback, and loyalty tokens into wallets. Configurable earn rules (spend ₹100 = 10 points). Redeem for wallet balance, gift cards, or partner offers. Expiry rules.
Escrow & Milestone Holds
Hold funds in wallet pending delivery confirmation, milestone completion, or approval. Auto-release on trigger (webhook, timer, manual). Perfect for freelancing and services marketplaces.
KYC-Tiered Limits
Auto-enforce RBI PPI limits: ₹10K without KYC, ₹1L with minimum KYC, ₹2L with full KYC. Prompt users to upgrade KYC when approaching limits. Seamless progression.
Float Income Management
Earn interest on aggregate wallet balances held at partner bank. Real-time float balance dashboard. Projected yield calculator. Monthly settlement reports.
Wallet Analytics Dashboard
Track: wallet adoption rate, active balances (aggregate), transaction volume, cashout rates, reward redemption, float income, top-up frequency, and dormancy rates.
★ Deep Integration Partners - Direct API connectivity
How It Works
Configure wallet program (type + limits)
Customer opens wallet (KYC tiered)
Funds loaded via UPI/bank/card
Wallet balance available instantly
In-app payments or P2P transfers
Rewards earned per configured rules
Cashout to bank on demand
Float income earned on aggregate balance