Programmable Card Controls.
Virtual and physical cards with JIT funding, real-time authorization hooks, merchant-level restrictions, velocity controls, and per-transaction approval logic. Cards as code.
Key Features
Just-In-Time (JIT) Funding
Funds pulled only at the moment of purchase - not pre-loaded. Minimizes float risk, maximizes cash efficiency. Configure funding sources per card program.
Real-Time Authorization Hooks
Webhook fires on every card swipe. Your logic decides: approve, decline, or hold. Check inventory, verify PO, validate budget - all in <100ms.
Programmable Spend Controls
Set rules per card: max amount, daily/monthly limits, allowed merchant categories (MCC), geo-fencing, time-of-day restrictions, single-use or recurring.
Virtual Card Issuance
Generate virtual cards instantly via API. Per-vendor, per-invoice, or per-employee. Lock to specific merchants. Auto-expire after use.
Physical Branded Cards
Co-branded Visa/RuPay cards with your logo. Chip + contactless + UPI. Configure card art per program. Bulk issuance for teams.
Velocity & Fraud Controls
ML-powered transaction scoring. Velocity checks (too many swipes in X minutes). Geographic impossibility detection. Auto-block suspicious patterns.
Receipt Matching & Auto-Categorization
Every transaction auto-tagged with merchant, category, and project. Receipt matching via photo upload, WhatsApp forward, or email. 95%+ accuracy.
Card-as-Code for AI Agents
Issue controlled virtual cards to AI agents for automated purchasing. Lock to specific merchants, amounts, and time windows. Full audit trail.
★ Deep Integration Partners - Direct API connectivity
How It Works
Card program configured
Virtual/physical cards issued
Employee/agent swipes card
Authorization webhook fires
Your logic approves/declines
JIT funding pulls amount
Transaction logged & categorized
Receipt matched automatically