Smart Collect with Virtual Accounts.

Unique virtual account numbers per customer. Auto-reconcile incoming payments without manual matching.

Per-Customer
Unique VA numbers
Auto
Reconciliation
Real-Time
Notifications
10+ Banks
VA support

Key Features

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Per-Customer Virtual Accounts

Generate unique account numbers per customer, invoice, or deal. Incoming payments auto-tagged to the correct entity.

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Smart Collect

Share VA details on invoices and payment links. When customers pay, SpacePe auto-matches payment to invoice - zero manual work.

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Multi-Bank VA Pool

Generate virtual accounts across Yes Bank, IDFC First, RBL. Failover to alternate banks if primary is down.

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Real-Time Webhooks

Get instant notifications when payments land. Trigger downstream workflows - update ERP, send receipt, mark invoice paid.

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Bulk VA Management

Create thousands of VAs via API or CSV upload. Activate, deactivate, or reassign in bulk operations.

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Reconciliation Dashboard

Visual match/mismatch view. Auto-match rate of 98%+. Exception queue for partial payments and overages.

Yes Bank β˜…
IDFC First Bank β˜…
RBL Bank β˜…
SBI
ICICI Bank
Bank of Baroda
PNB
HDFC Bank
Bandhan Bank
AU Small Finance Bank

β˜… Deep Integration Partners - Direct API connectivity

How It Works

1

Generate VA per customer

2

Share VA on invoices

3

Customer pays to VA

4

Auto-match to invoice

5

Webhook triggers ERP update

6

Receipt sent automatically

7

Treasury updated in real-time

8

Exception queue for mismatches

Full Capabilities

βœ“Per-customer VA
βœ“Per-invoice VA
βœ“Bulk VA creation
βœ“VA lifecycle management
βœ“Auto-reconciliation
βœ“Partial payment handling
βœ“Overpayment handling
βœ“Refund processing
βœ“Bank failover
βœ“VA analytics
βœ“VA expiry rules
βœ“Multi-currency VA

Ready to use Virtual Accounts?

Book a Demo β†’